Emploi finance electronique

When I talk to people who are worried about their money situation or feel like it is hopeless, I ask them what are they grateful for? Sometimes they say "Nothing! Nothing in my life goes well. I am always struggling. I can't seem to makes ends meet!" Others say, "Hmmmm I don't know", while others say "I am grateful for my family, but everything else sucks." What is interesting is that being grateful every day for something can have a dramatic effect on your bottom line.

The book and DVD "The Secret", by Prime Time Productions in Australia, has become an international blowout success. It has been seen on The Oprah Winfrey Show, Larry King Live, The Ellen Degeneres Show and pretty much every morning news show out there. I am amazed by how I can't go into a bookstore or have a conversation anymore without someone mentioning "The Secret". (If you are one of the few people who haven't heard of it, you can check it out at www.thesecret.tv).
The principle premise in the "The Secret" is The Law of Attraction. Said simply, it is that 'like attracts like'. You can see this law in nature, in relationships, and in success. Have you ever wondered how successful people continually have success in their life? In my own life I see it with my friends who are positive, upbeat and successful. They attract positive, upbeat and successful people into their lives. They also attract success to their lives. People who are grateful for what they have, attract more of what they are grateful for.

Whether you believe it or not, one part of it rings true and makes a lot of sense to me. Being grateful is more fun and feels much better then not being grateful. So if we apply the Law of Attraction to your money and being grateful for it, it goes without saying that you will attract more of it into your life. If you focus on debt or chaos with your money you will attract more debt and chaos into your life. This is why people in debt never seem to get out of debt! If you are sick and complain and feel horrible all the time, guess what you have, sickness, complaints and horrible feelings! If you have love and happiness in your life and you focus on and are grateful for it, you will have more love and happiness coming your way! If you are thankful for what money and opportunities you have, it goes to say that more money and opportunities will come into your life. You will be surprised by what can happen.
So if you focus on what you are grateful for every day and celebrate every win you have, according to the Law of Attraction you will have more of what you are grateful for! This makes sense. Think about the last time you did something for someone and they were really grateful to you? Aren't you more inclined to give them more? Their gratitude reinforces your giving.

All this to say: focus on and appreciate what you have. Actually put a structure in place to be grateful every day. Each day write it down in a journal, talk to yourself about it in the shower, tell three people a day, or make it a practice at your family breakfast or dinner table. Be thankful for your family, your home, your money, your job, your friends, your resources. Try this on: be thankful for things you don't yet/even have, and soon your bottom line will increase as you attract it all into your life!

"None is more impoverished than the one who has no gratitude. Gratitude is a currency that we can mint for ourselves, and spend without fear of bankruptcy."
-Fred De Witt Van Amburgh (born 1866)

I suggest a reality check is needed to open their eyes about the buying power of their debased currencies. A reality check can often be provided by doing some foreign travel, especially to Europe, but also to the Middle East or developed Asia. The reality is that the buying power of these two groups outside of the U.S. or Japan has fallen by over 25% in the last few years.

THE RISING COSTS OF LIVING

Food, shelter and the basic necessities of life have gotten very expensive. While they have not been noticing, the U.S. and Japanese citizen's buying power has eroded on a global basis over the last four years. During those four years, the Yen and U.S. dollar have been about flat in value versus one another. Over the same period the Euro, British Pound, Swedish Krona, Swiss Franc, and during the last year or two, even the Indian Rupee and Chinese Yuan, have risen substantially versus the Dollar and Yen. U.S. dollar-based investors and Yen-based investors need to expose their portfolios to assets where the prices are rising, or to stocks in those geographies where the standard of living is rising. This simple theme is behind most of our investment opinions. Our strategy simply put, is to invest in the countries and industries which are growing.

GOLD AND BASE METALS ARE OBVIOUS EXAMPLES

Gold is in demand as a hedge against devaluing currencies, and it is in demand for hoarding and protecting wealth, and as a store of value. As nations and individuals become wealthier, they hold more gold. This is especially true in India, China and East Asia, where gold has long held a position as a safe and secure alternative to paper currencies.

Base metals are in demand due to the infrastructure building that is taking place in the developing countries around the globe. Economic growth is the model that these countries are following, and sustainable economic growth is based on a stable and growing infrastructure including physical, economic, educational, legal, financial and social infrastructure.

Because this global trend towards infrastructure building is not likely to abate in the near future, prices of materials will stay high, and the buying power of the citizens in the slow-growth countries will continue to erode.

These articles are for informational purposes only and are not intended to be a solicitation, offering or recommendation of any security. Guild Investment Management does not represent that the securities, products, or services discussed in this web site are suitable or appropriate for all investors. Any market analysis constitutes an opinion that may not be correct. Readers must make their own independent investment decisions.

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What are the steps to financial independence? In order to figure out the answer to this age-old question, we need to know what it is first. For the purposes of this article, let us define financial independence as being independent of your financial situation; not having to spend your life serving others or even working to have what you need to get through life meeting your personal goals. Let's also disregard the theories that would propose living without money in some warped sense of existence. We all need money, and the more of it, the better. To become financially independent, we need some ground rules.

There are so many gurus out there publishing book after book about what these ground rules should entail. For this short article, let's stick to the basics - those rules that are undeniable.

The first such rule is that you must wear a cap now to let your hair down later. Put a cap on your spending. This is not to say that you have to give up all luxury. You are still aloud to enjoy every day of your life, and are seriously encouraged to. However, you need to be constantly aware of your spending. Maybe you should not buy that new Corvette even though you could possibly stretch to afford it. There is a reason for this, and it is rule number two: Saving.

Saving is the hardest thing for most people to do. The enticement of instant gratification, temptation, is the true root to the evils of poverty. If you want to have bank in the future, then you need to develop the bank today. If this were not so, you would already consider yourself to be independent of your finances. It comes down to determination. You must employ the power of your will to save money. This may entail embracing those things that are said to be best: the free ones.

The third rule here is to develop your brain, especially when it comes to managing your assets. Rather you invest in real estate, stocks, business or any number of diversified ventures, you need to be smart. The goal is to develop a passive income that works for you; it provides for you with minimal effort from you. There is no one way street here. On the contrary, there are as many ways to grow wealth as there is to use it up. Have the willpower to learn, and then learn to use your willpower to grow your wealth. The world is your oyster!

If you're on the lookout to trade a hot stock pick, you're constantly looking for an edge. One thing I don't see discussed much is the concept that all parts of the trading day are not equal. Let's see how this looks by walking through a day in the market.

I've heard a number of ways of breaking up the trading day and some of the common characteristics of each trading period in the day.

You've probably observed that prices before 10:00 a.m. tend to be volatile and somewhat unpredictable. Some call this "amateur hour," but I think of it more as the market trying to absorb overnight orders. It takes awhile to match up the pent up supply and demand.

The 10:00 a.m. reports come out just about the time the market is ready to settle down. It takes more time for the market to digest that stimuli on days when a report with unexpected news comes out. How can you tell that it's unexpected? Simple. The market makes a few gyrations (pardon the highly technical term) before it settles down from the news.

After the market settles down from the 10:00 a.m. period, it tends to act in a stable, predictable manner as it goes into the lunchtime lull.

Watch out for the lunch time lull, which on most days is between noon and 1:00 p.m. The lunchtime lull tends to either have very little price movement, or sometimes a couple of low volume, erratic moves.

Of note is that the morning market and the afternoon market could have considerably different "personalities." The morning market might have rapid up moves and the afternoon market could drift lower, for example. The morning and afternoon periods are separated by the lunchtime lull.

The afternoon session builds in volume and volatility as the afternoon progresses. There is often a crescendo of activity about half an hour before the close. This is also the time that the market might reverse its afternoon trend.

Of course, sometimes there is a spike of activity in the minute or two before the close.

It's helpful to note the opening range in the morning, as well as the range during the lunchtime lull. There are trading systems that are based on trading breakouts from these ranges. The exact duration of these ranges is something you can experiment with.

See if these observations speak to you the next time you have a chance to watch the market in action throughout the day.